Tag: retirement income

Retirement with 401k plan route on a USA highway road sign with a stormy sky

Meaningful balances require continuous coverage and for that we need a national mandate. It’s always interesting to look at Vanguard’s most recent edition of “How America Saves.”  And it’s particularly interesting to get the numbers for 2023 – a good year for both the economy and the stock market.  Indeed, participation rate, contribution rates, and…

Businessman and direction sign to go ahead forward

The Health and Retirement Study (HRS) is a primary source of information on retirement wealth, income, and replacement rates, but calculating these measures requires a host of methodological choices that affect the results.  Since researchers have not yet established clear best practices for dealing with the survey’s complex structure, studies using the HRS are often…